WHY CIELO
Elevating The Standard In Underwriting
"Cielo" is a Spanish and Italian word meaning "sky" or "heaven." It conveys a sense of openness, possibility, and elevation. In many cultures, "Cielo" symbolizes limitless potential, clarity, and a higher perspective.

At Cielo, we embrace the meaning of our name-"sky" or "heaven"-as a reflection of our commitment to boundless opportunity, clarity, and forward-thinking solutions. We are redefining what an MGA can be in the condominium and HOA insurance space, recognizing that the increasing complexity and unique risks in these markets demand more than traditional coverage solutions.
That’s why we built Cielo to be different. By combining precise, data-driven underwriting with a deep focus on strategic insights and expert guidance, we empower our team, agency partners, and policyholders to rise above challenges. Leveraging cutting-edge workflows and innovative systems, we streamline operations to offer fast, tailored solutions that set a new benchmark in the industry. Whether navigating complex claims, underwriting risk, or driving new opportunities, Cielo is where expertise meets possibility. We are not just another MGA-we are a new breed of insurer, dedicated to elevating expectations and making a real difference across every facet of our business.

The Vision
At Cielo Underwriting, we envision a future where condo and HOA communities are empowered with reliable, innovative, and sustainable insurance solutions. By focusing on transparency, collaboration, and deep market expertise, we aim to redefine industry standards and create lasting partnerships that drive mutual success. Our dedication to precision and adaptability ensures that we not only meet the current needs of our clients but also anticipate and address the challenges of tomorrow.
Our Mission
At Cielo Underwriting, our mission is to revolutionize condominium and HOA insurance. We blend innovative, data-driven underwriting with agile, best-in-class service—empowering our agency partners with fast, seamless solutions and delivering tailored coverage that makes a real difference for policyholders. By bridging traditional models with modern market demands, we’re setting a new standard in property insurance.

The Team
At Cielo Underwriting, our strength lies in our exceptional team—seasoned professionals dedicated to redefining insurance for condominiums and HOAs. Each key leader brings years of industry expertise and a passion for precision underwriting, ensuring our approach remains both innovative and reliably robust.
