SERVICES
What We Offer
Artful, Thoughtful Underwriting At Cielo, we believe that no two risks are the same. Each property is carefully evaluated on its own merits, allowing us to craft custom solutions that balance client needs with sound underwriting principles. By taking the time to fully understand the nuances of each condo or HOA risk, we ensure that every policy reflects the best approach, providing comprehensive coverage while maintaining a commitment to long-term, sustainable risk management.
At Cielo Underwriting, we are dedicated to providing customized insurance solutions exclusively for condominium and homeowners associations (HOAs). Our deep understanding of these unique markets allows us to deliver thoughtful, data-driven policies designed to mitigate risk and protect policyholders.
/ We deliver specialized underwriting services tailored to the unique needs of the condominium and HOA market. Our data-driven approach and rigorous risk management practices ensure that we provide comprehensive, targeted coverage solutions for every property type. Our key services include:
Residential Condominium Associations
Underwriting for multi-unit residential properties with shared common areas.
Commercial
Condominium
Coverage for mixed-use properties combining residential and commercial elements.
Associations Homeowners Associations
Tailored risk solutions for community-managed properties.
Residential Property - Older Properties
Evaluation of risks in older properties and those undergoing renovations.
Liability in Common Areas
Focused underwriting for exposures related to shared amenities and infrastructure.
Innovative
Underwriting
Data-driven, precision underwriting that adapts to market trends and specific property risks.
Broker Centric Focus
We collaborate closely with brokers and agencies to create solutions that meet the evolving needs of their clients.
Precision Underwriting
Every policy is backed by in-depth analysis and tailored risk assessments.
Tailored Solutions
Appropriate deductible structures and flexible terms for unique property risks, including mixed-use and high-rise condos.